2025 Cancellation & Nonrenewal

Cancellation & Nonrenewal presents specific guidelines regarding the cancellation and nonrenewal of insurance policies, including cancellation by a premium finance company. Charts are included for each state, providing guidelines for how and when insurers must notify insureds in a quick, easy-to-read format. And state-specific ISO forms for both commercial and personal lines are listed.

Book Summary:

• Provides specific guidelines regarding the cancellation and nonrenewal of insurance policies for both commercial and personal lines of business, including cancellation by a premium finance company
• Gives permissible reasons for cancellation and nonrenewal
• Lists definitions of and penalties for insurance fraud
• Tells insurers whether or not a fraud warning is required on policies issued
• Explains unfair claims settlement practices and penalties for violation of those practices
• Includes access to online “Updates Page” where we post updates to cancellation and nonrenewal statutes that were made after publication of this book

Key Topics include:

• Providing notice of cancellation and nonrenewal of commercial and personal lines insurance
• Cancellation of a policy by a premium finance company
• Definition of and penalties for insurance fraud
• Definition of and penalties for unfair claims settlement practices

Cancellation & Nonrenewal comes to you from the editors of FC&S Expert Coverage Interpretation, which is committed to keeping you up-to-date on the latest insurance coverage interpretations and analyses. It is the authoritative reference tool for agents and underwriters who need to know how a policy may be legally terminated by an insurer.